Don Zalk has been a lifelong Minnesotan. He received his education in Business at the University of Minnesota while working as a laborer and then an estimator for a concrete restoration company. He was the founder and president of Beacon Financial, and equipment finance company, for 10 years before his company was acquired by North American Construction Services (NACS), a construction escrow company, in 2001. NACS’s sister company, CCI Surety, is where Don learned to underwrite contract surety bonds with the US SBA guarantee and went on to be national marketing director for CCI Surety. In that role, for ten years he traveled country talking with insurance and bond agents about the SBA bond program and the advantages it offers to small, emerging and DBE businesses. He has been a frequent speaker on non-standard bonding, SBA and escrow programs for insurance groups and government agencies. In 2014 he left CCI to form commercial water treatment business, however, remained an active independent insurance agent authorized to issue bonds to businesses in MN. He continues to educate companies on the SBA bond guarantee program and handles the bonding program for a number of MN contractors. He can be reached at NorthStar Surety Bonds.